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A CPN (Credit Privacy Number) is a nine-digit identification number used as an alternative to a Social Security number (SSN) for credit reporting purposes. CPNs are often marketed as a way to protect personal privacy or rebuild credit. However, using a CPN in place of an SSN for credit applications can be illegal and considered fraud in some cases. It's important to be cautious of companies offering CPNs as a solution to credit problems. Instead, individuals should focus on legitimate methods to improve credit, such as responsible financial management and working with reputable credit repair services.